What are the benefits of taking up car finance on a car as everyone seems to be doing it nowadays?
Some key things you may not know regarding finance are:
Finance
If you take out a 5 year or 60 month term loan you can pay this back at anytime and you'll only pay the interest to that month.
You can make over payments at any stage during the loan, and there are no fees or penalties for doing this.
If you opt for a 60 month or 5 year term instead of a 36 month or three year term for example your payments are massively reduced but with all of the above added benefits.
You can opt for two main types of finance they're called PCP and HP we have included some examples below.
See how much you could borrow
Use the finance calculator below to see how much it costs to borrow:
How does it work?
It is our intention to provide a high level of service at all times. However if you have reason to make a complaint about our service you should contact Concept Finance Ltd T/A Essex Car Company at New Road, Wennington, Rainham, Essex, RM13 9EB. If we are unable to resolve your complaint satisfactorily, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). Further information is available by calling the FOS on 0845 080 1800 or at http://www.financial-ombudsman.org.uk
Finance Representative - PCP subject to an annual mileage, excess mileage fees may apply.